MamaJue Story

Joielle Baby Baby Skin Care Essentials | Set Lengkap Untuk Kulit Newborn Baby

4:40 PM

Apabila menjadi seseorang ibu, kita akan ada satu perasaan seperti kegembiraan dan kebahagiaan yang tidak dapat dijelaskan. Dengan kehadiran anak yang telah kita mengandung selama 9 bulan dan pertama kali melihat buat pertama kali memang akan rasa satu kenangan yang tidak dapat dilupakan. Salah satu mama inginkan yang terbaik buat anak mama dari kasih sayang, belaian dan juga produk skincare yang lengkap untuk dirinya. Sebut sahaja mengenai produk skincare ni mama kalau boleh nak jer gunakan produk yang organik dan selamat.

Kali ni mama telah diperkenalkan dengan produk Joielle Baby. Untuk pengetahuan semua, Joielle Baby telah berada di pasaran selama 4 tahun dan produk ini sangat mematuhi piawaian tertinggi untuk penjagaan bayi. Oleh itu, setiap bayi layak untuk mendapat keselesaan, keselamatan dan kegembiraan buat diri mereka. Kesemua produk Joielle Baby ini telah diuji secara dermatologi oleh Badan Persijilan Eropah, Harlan Lab Ltd. Menariknya produk Joielle Baby ini mempunyai pelbagai produk diperlukan dari kepala hingga kaki bayi. Antara produknya adalah :-

Joielle Baby Shampoo
Joielle Baby Bath
Joielle Baby Lotion
Joielle Baby Oil
Joielle Baby Cream
Joielle Baby Chest & Tummy Rub

Kesemua produk Joielle Baby ini diperkaya dengan Vitamin E, lidah buaya dan kebanyakkan menggunakan dari bahan-bahan semula jadi. Yang paling mama suka sangat dengan kesemua produk Joielle Baby ini adalah berbau sangat harum, wangi dan dalam masa yang sama mampu membaiki dan menyembuhkan kulit bayi terutamanya kulit anak yang mempunyai eczema atau ruam. Bukan itu sahaja, produk ini bebas dari SLS, paraben dan steroid.

Untuk set mandian Joielle Baby boleh cuba guna Joielle Baby Shampoo dan Joielle Baby Bath. Dua produk ni mama betul-betul falling in love dengan tekstur yang lembut dan wangian dia sungguh wangi. Diperkaya dengan ekstrak botani, Vitamin E dan ekstrak Aloe Vera yang sangat melindungi kulit bagi melembapkan dan membersih rambut dengan lembut. Joielle Baby bukan sahaja mengandungi scent relaxing pada baby agar si manja lebih tenang sebelum tidur.

Untuk selepas mandi mama akan gunakan Joielle Baby Oil, Joielle Baby Lotion, Joielle Baby Cream dan Joielle Baby Chest & Tummy Rub. Minyak baby ni memang bagus untuk urutan baby selepas mandi agar kulit baby melembapkan dan jadi lembut. Selain itu, dengan hanya sentuhan urutan baby bonding anata ibu makin akrab. Bagi ingin menambahkan kelembapan kulit baby boleh sapu lagi dengan Joielle Baby Lotion yang sangat wangi agar baby rasa lebih selesa. Lotion ni bukan anak jer guna dengan mama sekali tumpang guna sebabnya wangi!!!

Bagi yang mengalami kulit kering mama cadangkan sapu dengan Joielle Baby Cream dan korang akan alami kulit lebih lembut serta melembapkan. Mama sendiri menggunakan produk Joielle Baby Cream pada bahagian siku dan bahagian tumit. Kulit pada siku tampak lebih lembab dari sebelum ini. Oh ya jangan lupa gunakan Joielle Baby Chest & Tummy Rub untuk keselesaan pada perut untuk mengelakkan baby kembung dan melancarkan penghadaman. Dengan formulasi Eucalyptus dan Peppermint akan menenangkan dan mengurangkan selsema. Rasa Chest & Tummy Rub ini panas dan sangat sesuai untuk kulit baby.

Set Joielle Baby ni memang sesuai untuk bayi yang baru lahir kerana set ini dipanggil Set Baby Essential yang lengkap dengan shampoo, mandian, lotion, minyak, krim bayi dan krim dada & perut bayi. Oh ya bagi ibu-ibu yang kerap bercuti dengan bayi atau untuk memudahkan apabila outing wajiblah kena ada Joielle Travel Set. Ia sangat mudah untuk dibawa dan kecil untuk dimuatkan ke dalam bag bayi. Manakala harga Set Baby Essential hanya RM199 manakala Joielle Travel Set hanya RM99.00 sahaja. Bagi yang nak dapatkan diskaun 10% bagi setiap pembelian produk Joielle Baby ini boleh masukkan kod coupon "jueliza06" semasa pembelian di website Joielle Baby.

Bagi yang ingin dapatkan produk Joielle Baby ini boleh didapati di kedai penjagaan ibu, Mid Valley Megamall, Happikiddo, Citta Mall Outlet, Babyland SS2, Pick A Dress (Airul Khairiyah), Tateh Bangi, Babyku, Moms House Baby Shop, Fabulous Mom dan Marissa Shoppe. Sebagai ibu marilah kita bertukar produk jagaan baby ke arah lebih organik, halal dan selamat pada baby kita. Set Joielle Baby memang terbaik!! Recommended sangat untuk anak-anak yang ada masalah kulit seperti eczema dan kulit kering. Healthy Baby, Happy Mummy!

Untuk maklumat lanjut boleh layari :-

Website : www.joiellebaby.com

Facebook : www.facebook.com/joiellebaby

Instagram : www.instagram.com/joiellebabyhq

Love,

Buffet Ramadhan 2019

BUFFET RAMADHAN 2019 | Iftar Sesama @ Bangi Golf Resort, Bangi

2:19 AM

Wedding

Majlis Perkahwinan SITI JAMUMALL & SYAFIQ Ditaja RM500 RIBU

1:47 AM

Home ownership is more expensive than you think

5:08 PM

More people are jumping into the property investment bandwagon as property investment can be quite a rewarding and satisfying investment, provided you do it right. Do however bear in mind that property investment does not come cheap. You should look into the best refinance home loan if you are planning to buy properties for investment purpose to prevent getting into a financial crisis. Furthermore, buying a property requires more than what you will expect. You often hear people complaining about the huge expenses they spent after buying a house. With so many factors to consider before buying a property in Singapore, this article will tell you how home ownership is more expensive thn you think.

First of all, the cost of owning a home is more than its selling price. Think about the costs that you have to bear after paying the huge amount for down payment :

Renovation cost

After getting the keys to your home, the first thing that comes to your mind will be home renovation. And home renovation might cost more than what you expect, even if it is only a basic simple renovation. There are lots of renovation items that will cost you a lot after you itemize them, such as the lighting fixtures, curtains, air conditioners units, bathroom accessories, electrical works, window grills, cement screeding, painting, haulage fee and more micellaneous fee that will add up to a huge amount after you are done with the renovation. Sure you are allowed to take those articles with title “renovating your home with less than $30,000” for reference, but do read article like this with a pinch of salt as most of them do not include furnishing costs such as the beautiful furniturethat you see from the article. In addition, simple fixutre such as the lighting is not included in their renovation costs as well.

Therefore, do set aside of $50,000 at least for the renovation of your entire home, or at least $70,000 if you plan to follow the renovation from the articles that you have read online.

Interest cost

Let us assume a case scenario. Let us say if someone buys a HDB flat at $400,000 and has paid a 10% down payment, which is equivalent to $40,000. After paying the down payment, the buyer will still need a loan of $360,000. Assuming the buyer is taking a 20 years loan with a loan interest rate at 2.6% per annum, the total cost of the home is more than just $400,000. The table below will show you how it works out to more than $400,000.

Based on the table above, a HDB flat with $400,000 selling price would cost you approximately $500,000 after you include the bank interest cost, but not including the renovation cost.

Opportunity cost

Bear in mind that the moment you buy a house or a condominium in Bukit Batok, you are actually letting go some good opportunity that might be even better than owning a home. This is one of the few options that people will ever consider when they purchase a property in Singapore. Most Singaporeans have failed to realize that the huge amount of money they spent in buying a property could have been used to generate returns if they were to invest in other investing channels.

Based on the scenario mentioned above, let us say if the home buyer uses the renovation cost of $50,000 and down payment of $40,000 in the Singapore Savings Bond, a risk free asset, with a 2.5% return per annum. Assuming the home buyer uses the $90.000 for the investment with 2.5% annual return, the home buyer would have a total of $147,475 after 20 years including the compounding interest. In addition, if the home buyer uses the additional $1,925 that is meant for monthly loan repayment on the the same investment with 2.5 annual return, the home buyer will then have a whooping $598,626 after 20 years. That being said, if the home buyer spends the money on investment instead of purchasing a property, he will then have a total of $598,626 after 20 years.

Do bear in mind that you the cost of buying a house is not only $400,000 as there is also renovation cost to take into account. Therefore, it would be a total of $552,000 and that would be the actual cost of buying a house, not including maintenance fee. That being said, the home buyer should not be too happy when he is able to sell the house for $600,000. Think of the opportunity cost that he has missed out on when buying a house. A total of $746,101 could have been his if it was not because of buying a house. Of course, if the home buyer bought the house for investment purpose, meaning to say, renting it out, that will then be a valid reason in arguing that it will have a higher return as compared to investing in risk free assets.

In conclusion, owning a property is still considered a great financial decision, especially to young working adults in Singapore. However, do bear in mind that owning a house is actually more expensive than what most people expect.

Love,